Shailesh Kumar is the Head of Credit and has been associated with the Company since April 1, 2018. He holds a bachelor's degree (honours) in English from Babasaheb Bhimrao Ambedkar Bihar University. He has approximately 21 years of experience across various functions of banking. He is responsible for formulating all credit policies and underwriting of all business and also responsible for portfolio monitoring and good quality of all businesses. Prior to joining the Company, he has worked with ICICI Bank Limited and the State Bank of India.