Privacy Policy

Home Privacy Policy

Privacy Policy



This privacy policy is published and shall be construed in accordance with the provisions of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 under the Information Technology Act, 2000; that require publishing of the privacy policy for collection, use, storage, transfer, disclosure of Personal Information (means and includes all information that can be linked to a specific individual) including Sensitive Personal Information (all Personal Information which requires heightened data protection measures due to its sensitive and personal nature) (both, hereinafter referred to as "Personal Information"), excluding any information that is freely available or accessible in public domain.

Arohan Financial Services Limited ("Company") is committed to protecting the privacy and confidentiality of Personal Identifiable Information (PII) about its employees, customers, business partners and other identifiable individuals. The Company's procedures, guidelines and actions support this commitment to protecting Personal Identifiable Information (PII). Each employee bears a personal responsibility for complying with this Procedure in the fulfillment of their responsibilities towards the Company.

The Company respects the privacy of its employees and third parties such as customers, business partners, vendors, service providers, suppliers, former employees and candidates for employment and recognizes the need for appropriate protection and management of Personal Identifiable Information (PII). The Company is guided by the following principles in Processing Personal Information:

  1. Notice
  2. Choice
  3. Accountability for onward transfer
  4. Security
  5. Data integrity and purpose limitation
  6. Access
  7. Recourse, Enforcement and Liability
  1. Notice: When collecting Personal Identifiable Information (PII) directly from individuals, the Company strives to provide clear and appropriate information regarding reason of collecting
  2. Choice: Generally, the Company offers individuals a choice regarding how they Process Personal Identifiable Information (PII), including the opportunity to choose to opt-out of further Processing or, in certain circumstances, to opt-in. However, explicit consent from individuals is not required when Processing Personal Information for:
    1. Purposes consistent with the purpose for which it was originally collected or subsequently authorized by the individual,
    2. Purposes necessary to carry out a transaction relationship,
    3. Purposes necessary to comply with legal requirements, or
    4. Disclosure to an Agent
  3. Accountability for onward transfer: In regard to the transfer of Personal Identifiable Information (PII) to either an Agent or Controller, the Company strives to take reasonable and appropriate steps to:
    1. Transfer such Personal Identifiable Information (PII) only for specified purposes and limit the Agent or Controller's use of that information for those specified purposes,
    2. Obligate the Agent or Controller to provide at least the same level of privacy protection as is required by this Procedure,
    3. Help ensure that the Agent or Controller effectively Processes the Personal Identifiable Information (PII) in a manner consistent with its obligations under this Procedure,
    4. Require the Agent or Controller to notify the Company, if the Agent or Controller determines it can no longer meet its obligation to provide the same level of protection as is required by this Procedure, and
    5.  Upon notice from the Agent or Controller, take further steps to help stop and remediate any unauthorized Processing.
  4. Security: The Company takes reasonable and appropriate measures to protect Personal Identifiable Information (PII) from loss, misuse and unauthorized access, disclosure, alteration and destruction, taking into due account the risks involved in the processing and the nature of the Personal Identifiable Information (PII) pursuant to all relevant Statutory Regulation(s) applicable to India.
  5. Data Integrity & Purpose Limitation: The Company only process Personal Identifiable Information (PII) in a way that is compatible with the purpose for which it has been collected or subsequently authorized by the individual. The Company take adequate steps to help ensure that Personal Identifiable Information (PII) is accurate, reliable, current and relevant to its intended use.
  6. Access: The Company provides individuals with reasonable access to their Personal Identifiable Information (PII) for purposes of correcting, amending or deleting that information where it is inaccurate or has been processed in violation of the Company's data privacy principles.
  7. Resource, Enforcement & Liability: Violation of this Procedure by an employee or contractor or any other related concern of the Company will result in appropriate discipline. Violation by an Agent, Controller or other third party of this Procedure or the Company's privacy requirements will result in the exercise of appropriate legal remedies

Purpose of collecting and use of personal information: The Company may from time to time process certain Personal Identifiable Information (PII) from or about employees and third parties such as customers, business partners, vendors, service providers, suppliers, former employees and candidates for employment, including information recorded on various media as well as electronic data.

The Company shall use that Personal Identifiable Information (PII) to provide customers, business partners, vendors, service partners and suppliers with information and services and to help the Company's personnel for better understand the needs and interests of these customers, business partners, vendors, service partners and suppliers. Specifically, the Company uses information to help complete a transaction or order, to facilitate communication, to market and sell products and services, to deliver products/services, to bill for purchased products/services, and to provide ongoing service and support. Occasionally the Company's personnel may use Personal Identifiable Information (PII) to contact customers, business partners, vendors, service partners and suppliers to complete surveys that are used for marketing and quality assurance purposes.

The Company may also share Personal Identifiable Information (PII) with its business partners, vendors, service providers and suppliers to the extent needed to support the customers' business needs. Suppliers are required to keep confidential Personal Identifiable Information (PII) received from the Company and shall not use it for any purpose other than as originally intended or subsequently authorized or permitted.

The Company also collects Human Resources Data in connection with administration of its Human Resources programs and functions and for the purpose of communicating with its employees. These programs and functions may include compensation and benefit programs, employee development planning and review, performance appraisals, training, business travel expense and tuition reimbursement, identification cards, access to the Company's facilities and computer networks, employee profiles, internal employee directories, Human Resource record keeping, and other employment related purposes. The Company also collects and uses Personal Identifiable Information (PII) to consider candidates for employment opportunities within the Company. Human Resources Data may be shared with third party vendors and service providers for the purpose of enabling the vendor or service provider to provide service and/or support to the Company in connection with these Human Resources programs and functions. The Company will not share Human Resources Data with third parties for non-employment related purposes. The Company requires third parties receiving Personal Identifiable Information (PII) to apply the same level of privacy protection as contained in this Procedure and as required by applicable law.

The Company does not knowingly solicit or collect Personal Information from children under the age of 18 for offering our services in any form.

Changes to Policy: We reserve the right, at our sole discretion, to change, modify, add, or remove portions of this Privacy Policy at any time without any prior written notice to you. We may, however, reasonably endeavor to notify you of the changes, it is your responsibility to review the Privacy Policy periodically for updates/changes. Your continued use of our services/Platform, following the posting of changes will mean that you accept and agree to the revisions. We will never make changes to policies in order to make it less protective of Personal Information already shared by you.

Contact Us: In case you have any questions or concerns regarding the processing of your Personal Information or this Privacy Policy you may write to us it@arohan.in and copy to compliance@arohan.in. We are committed to answer your questions within the reasonable time limit. Any delay in the resolution time shall be proactively communicated to you.

List of Service Providers / Third Party Partners

Circulars - UIDAI

Disclaimer - Important

PLEASE READ THIS DISCLAIMER CAREFULLY. IT APPLIES TO ALL PERSONS WHO VIEW THIS WEBSITE. THESE MATERIALS ARE NOT DIRECTED AT OR INTENDED TO BE ACCESSED BY PERSONS LOCATED OUTSIDE INDIA. THESE MATERIALS ARE BEING MADE AVAILABLE ON THIS WEBSITE TO COMPLY WITH SECURITIES AND EXCHANGE BOARD OF INDIA (ISSUE OF CAPITAL AND DISCLOSURE REQUIREMENTS) REGULATIONS, 2018, AS AMENDED.

IMPORTANT: You must read and agree with the terms and conditions of the following disclaimer before continuing.

The following disclaimer applies to the draft red herring prospectus (the "Draft Red Herring Prospectus") and the draft abridged prospectus (the "Draft Abridged Prospectus") of Arohan Financial Services Limited (the "Company"), each dated May 15, 2026, filed with the Securities and Exchange Board of India ("SEBI"), BSE Limited ("BSE") and National Stock Exchange of India Limited ("NSE", and together with BSE, the "Stock Exchanges") and hosted on this website in connection with the initial public offering of the equity shares ("Equity Shares") of the Company (the "Offer"). You are advised to read the following notice carefully before accessing the Draft Red Herring Prospectus and the Draft Abridged Prospectus. In accessing the Draft Red Herring Prospectus and the Draft Abridged Prospectus, you agree to be bound by the following terms and conditions, including any modifications to them from time to time.

Access to the Draft Red Herring Prospectus and the Draft Abridged Prospectus does not constitute a recommendation by the Company, the members of the Syndicate (as defined in the Draft Red Herring Prospectus) or any of their respective affiliates or any other person to subscribe to the Equity Shares offered in the Offer.

The Draft Red Herring Prospectus and the Draft Abridged Prospectus are directed at, and are intended for distribution to, and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this portion of our website. The information in this portion of our website, including the Draft Red Herring Prospectus and the Draft Abridged Prospectus, is not for publication or distribution, directly or indirectly, in or into the United States. The contents of the Draft Red Herring Prospectus and the Draft Abridged Prospectus are for your information only, and you acknowledge that access to the Draft Red Herring Prospectus and the Draft Abridged Prospectus is intended for use by you only and you agree not to forward the Draft Red Herring Prospectus and the Draft Abridged Prospectus on to any other person, internal or external to your company, in whole or in part, or otherwise provide access via e-mail or otherwise to any person. No part of the contents of the Draft Red Herring Prospectus and the Draft Abridged Prospectus shall be copied or duplicated in any form by any means or redistributed.

The Draft Red Herring Prospectus and the Draft Abridged Prospectus have been hosted on this website as prescribed under Regulation 26(1) of the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018, as amended. Our Company has taken all necessary steps to ensure that the contents of the Draft Red Herring Prospectus and the Draft Abridged Prospectus as appearing on this website are identical to the Draft Red Herring Prospectus and the Draft Abridged Prospectus filed with the SEBI. You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently, neither the Company nor any of its affiliates, directors, agents, officers, representatives, advisers, or employees accepts any liability or responsibility whatsoever in respect of alterations or changes which have taken place during the course of transmission of electronic data.

The Draft Red Herring Prospectus and the Draft Abridged Prospectus do not constitute an offer to sell or an invitation to subscribe to the securities offered in any jurisdiction to any person to whom it is unlawful to make an offer or invitation in such jurisdiction and are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where (a) distribution or use of such information would be contrary to law or regulation; or (b) the Company or any of its affiliates would by virtue of such distribution become subject to new or additional registration, licensing or other regulatory requirements. The Equity Shares offered in the Offer have not been and will not be registered under the U.S. Securities Act of 1933, as amended ("U.S. Securities Act") or any state securities laws in the United States, and unless so registered may not be offered or sold within the United States, except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the U.S. Securities Act and applicable state securities laws. Accordingly, such Equity Shares are being offered and sold outside the United States in offshore transactions as defined in and in reliance on Regulation S under the U.S. Securities Act and the applicable laws of the jurisdiction where those offers and sales occur.

Any person into whose possession the Draft Red Herring Prospectus and the Draft Abridged Prospectus come is required to inform himself or herself about and to observe any such restrictions. Neither the Company nor any of its affiliates is soliciting any action based on the Draft Red Herring Prospectus and the Draft Abridged Prospectus, and it should not be construed as an offer to sell or the solicitation of an offer to buy any securities. Potential investors should not rely on the Draft Red Herring Prospectus and the Draft Abridged Prospectus for any investment decision.

Any decision on whether to invest in the Equity Shares described in the Draft Red Herring Prospectus and the Draft Abridged Prospectus may only be made after a red herring prospectus has been filed with the Registrar of Companies, Kolkata-II at Kolkata and the SEBI and must be made solely on the basis of such red herring prospectus, as there may be material changes in the red herring prospectus compared to the Draft Red Herring Prospectus and the Draft Abridged Prospectus. Invitations to subscribe to or purchase the Equity Shares in the Offer will be made only pursuant to the red herring prospectus if the recipient is in India or the preliminary offering memorandum for the Offer, which comprises the red herring prospectus and the preliminary international wrap for the Offer, if the recipient is outside India. No person outside India is eligible to Bid for Equity Shares in the Offer unless that person has received the preliminary offering memorandum for the Offer, which shall contain the selling restrictions for the Offer outside India.

Any potential investor should note that investment in Equity Shares involves a high degree of risk and for details relating to such risk, please see the section titled "Risk Factors" of the red herring prospectus, when available.

Neither the Company nor any of its affiliates, directors, agents, officers, representatives, advisers, or employees will be responsible for any loss or damage that could result from interception and interpretation by any third parties of any information being made available to you through this website. The Company and its affiliates cannot and do not guarantee the accuracy, timeliness or completeness of the information being made available to you in the Draft Red Herring Prospectus and the Draft Abridged Prospectus beyond the date of the Draft Red Herring Prospectus and the Draft Abridged Prospectus. The information contained in the Draft Red Herring Prospectus and the Draft Abridged Prospectus may not be updated since its original publication date and may not reflect the latest updates. The Company and its affiliates will not be responsible for any loss to any person or entity caused by any shortcoming, defect or inaccuracy which may have inadvertently or otherwise crept into the website. Neither the Company, any of its affiliates nor their directors, officers and employees will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or disruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the website or these materials.

If you are not permitted to view the materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.

 

 

To access this information, you must confirm by pressing on the button marked "I Confirm" that, at the time of access you are located and resident in India. If you cannot make this confirmation, you must press the button marked "I Do Not Confirm".

The documentation contained in these pages is posted solely to comply with Indian legal and regulatory requirements. Making the information contained herein available in electronic format does not constitute an offer to sell, the solicitation of an offer to buy, or a recommendation to buy or sell securities of the Company in the United States or in any other jurisdiction, including without limitation, India.

I Confirm I Do Not Confirm