Insurance Grievance Redressal

Insurance Grievance Redressal

Arohan Financial Services Limited (“Arohan”) offers various types of Life, Health and General Insurance to its customers from leading partner Insurance Companies of India. Once on-boarded to a policy, a Customer is provided a Certificate of Insurance from the associated Insurance Company of the policy they have purchased.

For any query related to the Insurance policy, a customer can either contact the Insurance Company Customer Care by referring to their details given in their Certificate of Insurance or call Arohan Customer Care on 18001032375 (Timing 10 am - 6 pm, Monday to Friday).

Insurance Grievance Redressal

In case of any complaint related to the insurance policy, the branch of Arohan associated with the complainant may be contacted. The branch team shall acknowledge the complaint and facilitate redressal of the same. The customer aggrieved by the insurance products sold by Arohan shall register his/her complaint to Arohan in the following manner:

Level 1: Customer Service Representative/Branch Head

The Customer can contact their Customer Service Representative or Branch Head by walking into a Branch Office or contacting them at the phone numbers provided in the Centre Attendance Register. A complaint register is placed at the branch where customers can register their grievances.

Level 2: Customer Care Help Desk

If the customer is not satisfied with the response received at Branch Level or if they do not receive any response from the Branch in 3 working days, please call our Customer Care Help Desk to register your complaints:

Timings: 10 am - 6 pm (Monday to Friday)

Toll-Free Helpline Number: 1800 103 2375

WhatsApp Number: +91 76050 27711

E-mail ID: customercare@arohan.in

Level 3: Principal Officer

If the resolution provided by the Customer Care Help Desk does not meet the expectation of the Customer or the customer has not received any response, the Customer may write to:

Jayita Basu
Principal officer
Arohan Financial Services Limited,
PTI Building, 4th Floor,
DP Block, DP-9,
Sector-V, Salt Lake,
Kolkata – 700091, West Bengal
Email: po_insurance@arohan.in

The Principal Officer / customer care department shall also follow up with the Insurance company for providing speedy resolution.

  • Level 4: Insurance company

    If the Customer is not satisfied with the reply provided by Principal Officer, then the Customer may write to the concerned Insurance company by obtaining their contact details from their website or from the Certificate of Insurance shared with the Customer by the Insurance Company in hard / soft copy form.

    The Insurance Company and Arohan will mutually co-ordinate for end-to-end fair resolution of the complaint within 14 days of receiving all required information and documents.

  • Level 5: Integrated Grievance Management System (IGMS)

    In-case the complaint remains unresolved by the Insurance Company / Arohan at any point of time, then the Customer can:

    - Directly register complaint in the Bima Bharosa Portal - https://bimabharosa.irdai.gov.in/
    - Use the complaint online through IRDAI’s Integrated Grievance Management System (https://igms.irda.gov.in)
    - Call IRDAI on: Toll Free Number 155255 or 18004254732
    - Send the complaint through Email to complaints@irdai.gov.in
    - Write to Insurance Regulatory and Development Authority of India (IRDAI),
    Policyholder's Protection & Grievance Redressal Department – Grievance Redressal Cell. Sy No.115/1,4th floor, Financial District, Nanakramguda, Gachibowli, Hyderabad –500032

  • Level 6: Insurance Ombudsman

    If the Customer’s complaint still remains unresolved, the Customer can reach out to the Insurance Ombudsman.

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