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Arohan continues to drive social development and inclusive growth through strong governance and impactful Corporate Social Responsibility (CSR) initiatives, aligned with the Company’s priorities. The company’s E&S Policy, introduced in FY 2023, aligns with both international standards and national regulations, reflecting a proactive stance on environmental and social risk mitigation. Through its CSR efforts, Arohan focuses on empowering underserved communities by improving access to healthcare, education, clean water, and sanitation — positively impacting over 8.33 Lakh lives. As the company grows, it remains deeply aware of the social and environmental impact of its operations and those of its stakeholders, committing to responsible finance as a foundation for long-term, sustainable success.

Social Initiatives

Driving Gender Diversity and Inclusion at Arohan –

At Arohan, empowering women is not just a business imperative—it is a core belief. We proudly serve over 2.1 mn women engaged in diverse income-generating activities, helping them create stronger financial futures for their families and communities. Behind this impact is a dedicated workforce of over 10,000 employees, many of whom work directly with our female clients to understand their unique financial needs and strengthen trust-based relationships. Recognising that the majority of our customer base is women, we have strategically emphasized recruiting female field staff. This approach not only enhances service quality but also creates a meaningful connection between our employees and the communities we serve. In alignment with the Aavishkaar Group’s vision of achieving a natural gender diversity ratio of 50% by 2030, Arohan has set a clear roadmap to significantly improve gender representation across all levels of the organisation.

Empowering Rural Women Through Financial Literacy –

Arohan recognises that financial literacy is a foundational step toward economic empowerment, particularly for rural women who often lack access to formal financial education. Through a targeted Financial Literacy Program launched in Jharkhand, in collaboration with a local implementation partner, Arohan aims to equip 1,400 women with essential financial knowledge and skills. The programme focuses on core financial concepts such as saving, budgeting, income planning, and the responsible use of financial products. Beyond just education, the initiative seeks to instill a sense of self-reliance and confidence, fostering a habit of saving and enabling participants to make informed financial decisions for themselves and their families. By empowering women with these tools, Arohan not only enhances their individual financial resilience but also contributes to sustainable livelihood promotion and gender-inclusive economic growth in rural communities.

Youth Entrepreneurship and Entrepreneur Investing Programmes -

Arohan, through its parent non-profit arm, the Aavishkaar Foundation, is nurturing the next generation of entrepreneurs in Eastern Uttar Pradesh via two impactful initiatives: the Youth Entrepreneurship Programme (YEP) and the Entrepreneur Investing Programme (EIP). Recognising that entrepreneurship is a powerful engine for economic development and job creation, these programs are designed to equip young innovators with the tools and resources needed to succeed. These initiatives focus on empowering young entrepreneurs, providing financial resources, and building a strong entrepreneurial ecosystem. While YEP nurtures aspiring entrepreneurs by equipping them with essential skills, EIP bridges the funding gap for high-potential businesses, ensuring sustainable growth and innovation. Participants also receive mentorship, exposure to industry insights, and guidance on navigating entrepreneurial challenges. Together, these initiatives are creating a robust and inclusive entrepreneurial ecosystem that drives local innovation and long-term growth.

Health and Well-being -

Arohan operates in the most financially excluded states of India and its customers belong to communities where access to basic healthcare is inadequate. To address this gap, Arohan organizes free health and awareness camps providing access to medical and basic diagnostic services for the women in such communities.

Menstrual Hygiene -

With the objective of educating and creating awareness on the use of sanitary napkins and providing easy access, Arohan initiated a project in seven schools in Koderma, Jharkhand. Through this project, Arohan installed sanitary napkin vending machines along with incinerators in schools to solve the problem of disposal of napkins. The aim was to contribute towards the environment by reducing pollution caused due to non-biodegradable napkins and clogging of public drainage system while reducing the spread of infection due to unhygienic disposal of napkins. Awareness and replenishment programmes were conducted for the school children, teachers, parents and community members to inculcate good sanitary habits for long-term health benefits.

Employee Volunteering -

Arohan provides its employees with a sense of purpose by way of giving back to the community, in addition to their work roles. To this effect, the Company encourages employees to volunteer their Time and/or Skill. Employees are encouraged to self-initiate or initiate project-based volunteering. Arohan’s employees have participated in various volunteering activities to reach out to the beneficiaries supporting the thematic by participating and contributing on World Celebration Days, disaster relief initiatives, cloth donation and also by imparting Financial Literacy at one of its Water and Sanitation sites.