Our credit products include income generating loans and other loan products for various household purposes
Our insurance products include life and health insurance covers issued and underwritten by certain Indian insurance companies with whom we have entered into tie-ups.
(*as defined in the CRISIL Report Data of year 2021)
Data as of March 31, 2025
We offer collateral free loans to customers who are willing to borrow in a group and agree to accept joint liability for the group's loans, which we refer to as the joint liability group model ("JLG model").
Our JLG Model enables our customers, who typically do not have sufficient collateral, to gain access to formal credit. This model also provides a community support system for our customers, regardless of their financial circumstances.
Aavishkaar Group is a global pioneer in taking an entrepreneurship-based approach towards development. The Group is focused on developing the impact ecosystem in the continents of Asia and Africa. Aavishkaar Group manages assets in excess of USD 1 bn across Equity and Credit, with ~10,000 employees present across India, Bangladesh and Kenya.
Aavishkaar Group includes Aavishkaar Capital - Pioneer in equity led impact investing, Arohan - One of India’s largest Technology led Financial inclusion platform, Ashv - specialised lender to small and growing businesses, Intellecap – Thought Leader and Advisory business with a focus on sustainability and Sankalp Forum – one of the world’s largest inclusive development led platform. Its investments into Arohan Financial Services Limited have been done through Aavishkaar Venture Management Services Pvt Ltd and Intellectual Capital Advisory Services Pvt Ltd.
