| 26 Annual Report | 2025-2026 Ranjan Das is the Chief Risk Officer of our Company and has been associated with our Company since July 1, 2017. He is responsible for the overall risk management and control, portfolio risk analytics, credit and product policy approvals, large ticket credit risk underwriting enterprise risk management, risk modelling and information security risk management of our Company. He holds a bachelor’s degree in science from University of Calcutta and master’s degree in business management from the University of Calcutta. He has over 29 years of experience in the financial sector. Prior to joining our Company, he was associated with Nicco Uco Financial Services Ltd, Indian Container Leasing Company Limited, Citicorp Finance (India) Limited and Magma Fincorp Limited. Ranjan Das Senior Managerial Personnel Shailesh Kumar is the Chief Business Officer of our Company and has been associated with our Company since April 1, 2018. He is responsible for leading all aspects of our Company’s business, encompassing organic, inorganic and MFI alliances from both, strategic and tactical perspectives, including central operations across all products, as well as the debt recovery function of the Company. He holds a bachelor of arts (English) degree from Babasaheb Bhimrao Ambedkar Bihar University, Bihar. He has over 25 years of experience in banking. Prior to joining our Company, he was associated with ICICI Bank Limited and the State Bank of India. Abin Kumar Mukhopadhyay is the Head of Internal Audit and Vigilance of our Company and has been associated with our Company since July 1, 2015. He is responsible for giving assurance on the internal control arrangements and promoting good corporate governance in our Company. Arvind Murarka is the Chief Information Officer of the Company. He was associated with our Company from August 2015 until February 2025, and re-joined our Company from February 13, 2026. He is responsible for overseeing the infrastructure of technical operations, tracking the technology and the information technology team to achieve goals, meet quotas, eliminate security risks, increase user satisfaction and maintain information technology infrastructure, operations and systems/ application. He holds a bachelor’s degree in commerce from Calcutta University. He holds a master’s degree in business administration from the Institute of Chartered Financial Analysts of India University, Sikkim and has completed the course titled ‘data analytics essentials’ from the National Institute of Information Technology, New Delhi. He has also completed advanced leadership and technology certifications from Indian Institute of Management Lucknow, IBM, and NIIT, New Delhi. He has experience of over 27 years across multiple industries including information technology consulting, healthcare, infrastructure, food processing, and retail. Prior to joining our Company, he has worked with GPT Infraprojects Limited, Medica Pharmacy Private Limited, IntraSoft Technologies Private Limited, iNavigators Private Limited, Softweb Technologies Private Limited, Amrit Feeds Limited and Kris Systems Private Limited. Shailesh Kumar Abin Kumar Mukhopadhyay Arvind Murarka He is a qualified chartered accountant and a member of the Institute of Chartered Accountants of India. He is also a chartered management accountant (admitted as an associate of the Chartered Institute of Management Accountants), a certified information systems auditor (as certified by the Information Systems Audit and Control Association), a certified fraud examiner (as certified by the Association of Certified Fraud Examiners) and an associate of the Insurance Institute of India. He is the President of the Institute of Internal Auditors of India, Calcutta chapter for the Fiscal 2026. He has over 24 years of experience in audit, accounting and management. Prior to joining our Company, he has worked with Eveready Industries India Limited, ITC Limited, Colgate-Palmolive (India) Limited, Hindustan Motors Limited and Gumasol Rubber-Tec GmbH. Management Profile
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