Arohan Annual Report 2025-26

Reaching Every Hand Advancing Inclusive Growth At Arohan, our purpose is rooted in advancing financial inclusion and empowering every hand that works. We are committed to understanding the aspirations and needs of our customers and delivering solutions that help them grow their livelihoods, strengthen their financial resilience, and unlock opportunities for progress. Through a blend of organic and inorganic growth strategies, innovative products, and customer-centric service delivery, we continuously expand our reach to underserved geographies and communities. By making responsible financial services more accessible, we ensure that opportunity reaches every individual striving to build a better future. Our approach is guided by transparency, trust, and service excellence throughout the customer journey. Beyond financial inclusion, we are equally committed to nurturing stronger communities through social initiatives and environmentally responsible practices that create sustainable impact. At Arohan, we believe progress begins with every hand that works. By extending our reach and enabling access to opportunities, we help transform effort into achievement, fostering resilience, prosperity, and inclusive growth for all. FY 2026 was a landmark year for Arohan, marked by significant achievements that strengthened its growth trajectory and reinforced its commitment to empowering every hand that works. Through strategic expansion, innovation, and customercentric initiatives, Arohan aligned to its vision of positively impacting 20 million lives by the year 2030. that works | 38 Annual Report | 2025-2026 Management Discussion & Analysis

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