Arohan Annual Report 2025-26

69 | Annual Report | 2025-2026 As a key achievement and noteworthy certifications, during the year under review, the Company won several noteworthy awards: ● Recognised at the prestigious CRIF Data Excellence Awards 2025; ● Recognised among the top organisations for apprenticeship programmes by the Board of Practical Training (Eastern Region); ● Recognised at The Eastern India Leadership Awards, 2025 for its Innovative Corporate Social Responsibility (CSR) practices; ● Information Security Management System got recertified with ISO/IEC 27001:2022 by BSI; ● Graded Credit Rating ‘A (Stable Outlook)’ by rating agency ICRA; ● Secured Re-Issuance of ISO 9001:2015 Certification from BSI; ● Awarded a top-notch MFI 1 grade, by CareEdge Advisory. CHANGE IN THE NATURE OF BUSINESS During the year under review, there was no change in the nature of the business of the Company. CAPITAL INFUSION The Company has issued and allotted 5,00,000 (Five Lakh) Equity Shares at an issue price of INR 148.35/- (Indian Rupees One Hundred Forty Eight and Thirty Five paise only) per share including a premium of INR 138.35/- (Indian Rupees DIRECTOR’S REPORT Dear Members, Your Board of Directors (the “Board”) takes pleasure in presenting the Annual Report of AROHAN FINANCIAL SERVICES LIMITED (the “Company”) together with the Audited Financial Statements for the Financial Year ended March 31, 2026. FINANCIAL AND OPERATIONAL HIGHLIGHTS The financial performance of the Company is summarized below: Year ended March 31, 2026 2025 Change (%) Total Revenue (A) 1,55,155.31 1,69,526.07 (8.48) Less: Expenditure (B) 1,08,476.86 1,15,966.16 (6.46) Less: Impairment on financial instruments (C) 30,337.36 39,751.41 (23.68) Profit/(loss) before tax (D)= [A-(B+C)] 16,341.09 13,808.50 18.34% Total tax expense (E) 4,107.82 2,839.92 44.65% Profit/(loss) after tax (F)= (D-E) 12,233.27 10,968.58 11.53% Other Comprehensive Income (3.28) (691.69) (99.53) Total Comprehensive income for the year 12,229.99 10,276.89 19.00% Earnings Per Share (EPS) - Basic (in INR) 8.02 7.20 11.39% - Diluted (in INR) 8.01 7.18 11.56% (INR in Lakhs) The operational highlights of the Company are summarized below: Year ended March 31 FY 2026 FY 2025 Change (%) Number of branches 1069 1102 (2.99) Number of customers (in lakhs) 19.80 21 (5.71) Number of employees 9654 10252 (5.83) Gross loan portfolio (in INR Crores) 7,426 6003 23.71%

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