Corporate Overview Progress in every hand At Arohan Financial Services Limited, progress is not measured only in numbers, but in the lives, livelihoods, and aspirations of the people we serve. As a technology-enabled NBFC-MFI and a part of the Aavishkaar Group, our journey has always been guided by an entrepreneurship-led approach to development — enabling individuals to build, sustain, and grow their own economic futures. The theme of this year’s Annual Report, “Progress in Every Hand,” reflects this belief. Across India, millions of working hands drive the informal economy. Be it sewing, farming, cooking, crafting or trading. These hands represent resilience, enterprise, and untapped potential. Our role is to reach these hands with timely credit, thoughtful support, and responsible financial services that help livelihoods grow steadily and sustainably. This report presents a narrative that goes beyond performance metrics. It traces a journey from working hands that power local economies, to helping hands that extend financial access and guidance, to growing hands supported by strong systems, processes, and people, and ultimately to empowered hands managing thriving enterprises with confidence. Through this year’s Annual Report FY 2026, readers will see how Arohan’s business model, operational discipline, and people practices come together to create meaningful impact at scale. “Progress in Every Hand” is not just a theme - it is a reflection of how we see development: personal, practical, and powered by people.
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