Arohan Annual Report 2025-26

Output SDG Linkage a. CAR: 27.61% b. Revenue: INR 1551.55 Cr c. PAT: INR 122.33 Cr a. Branch: 1,069 b. Customers: 19.8 Lakh c. Recognised for our proprietary, in-house Credit Scoring Model, ‘Nirnay’ d. ISO/IEC 27001:2013 certification by BSI for Arohan’s Information Security and Management Systems e. Few Digitalised, in-house processes: • ‘Sanjaya’ to monitor the field staff activities with geotagging and time stamps. • ‘Audit Management System’ inhouse application that is used by Internal Audit team for audit management. • ‘Adrenalin Max 2.0’ for different HR functions such as attendance, payroll, performance management, recruitment and hiring. • ‘Trackwizz’ for AML related activities. • ‘ApnaBazaar’ for cross-selling products. • ‘Disha’ A search bot enabled for text and voice has been introduced in our dashboard landing page. • ‘Arohan Social’ application to promote employer-employee collaboration to increase connect, productivity and retention. • ‘Dista’ AI-based Field-Force Management Software, and a conversational AI-driven voice bot, named ‘Arohi’ for the Debt Receivable Department a. Percentage of field employees: 91.70% b. Percentage of women in leadership*: 11.11% (*Leadership taken as AVP and above designation) a. Percentage of women customers: 98.39% a. Number of Clean Energy Product Distribution (Including Retail Distribution): 84,702 b. Through CSR/ Social initiatives Arohan has benifitted 69,249 lives in FY 2026 ESG Focus

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