| 16 Annual Report | 2025-2026 NAME CUSTOMER PROFILE LOAN SIZE LOAN TENURE Saral Catering to women residing in low income areas, generally involved in trade & services. INR 25,000 – INR 1,25,000 24 - 30 months Micro Enterprise Loans Loans to address the working capital needs of small businesses operating out of authorised market places or clusters of shops organised under a trader’s association. Includes predominantly male customers. INR 50,000 - INR 5,00,000 24 - 36 months CORE PRODUCTS NAME MAXIMUM AMOUNT OF LOAN / CREDIT LIMIT / INSURANCE COVERAGE LOAN TENURE Cross Sell Loans Upto value of active Primary Loan Disbursement amount associated with customer, in any given cycle 03-24 months SECONDARY PRODUCTS NAME CUSTOMER PROFILE LOAN SIZE LOAN TENURE ArohanPrivilege Gold Standard Microfinance Customers INR 20,000 - INR 1,00,000 05 - 30 months DIFFERENTIATOR SERVICE PRODUCT CATEGORY NAME OF LOAN/PRODUCT MAXIMUM AMOUNT OF LOAN / CREDIT LIMIT / INSURANCE COVERAGE TERM (MONTHS/WEEK) Insurance (offered through tie-ups under corporate agency with certain Indian insurance companies) Term Life Insurance Coverage is equal to loan amount disbursed to customer Loan Term Hospicash INR 1,000 per day for normal hospitalisation up to 30 days and INR 2,000 per day for ICU hospitalisation up to 20 days in a year. Riders include Personal Accident benefit of upto INR 2 Lakh for permanent full and permanent partial disability, Convalescence benefit of INR 2,000 Critical Illness cover of INR 60,000 and Telemedicine cover for 6 family members. 24 months Shopkeeper Insurance There are 3 variants available, each comprising of a specific combination of the below features: Stock – INR 2,04,500 / INR 3,00,000 / INR 4,09,000 Content - INR 2,04,500 / INR 3,00,000 / INR 4,09,000 Burglary – INR 4,09,000 / I NR 6,00,000 / INR 8,18,000 Terrorism - INR 4,09,000 / INR 6,00,000 / INR 8,18,000 12 months Loans to NBFCs Term Loans INR 1 Cr - INR 100 Cr 12 - 36 months OTHER PRODUCTS ● ● ● ● Product Offerings
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