| 146 Annual Report | 2025-2026 Financials Arohan Financial Services Limited Notes to financial statements for the year ended March 31, 2026 (cont’d) (All amounts in ₹ lakhs unless otherwise stated) Note 4: Cash and cash equivalents (at amortised cost) Particulars As at March 31, 2026 As at March 31, 2025 Cash on hand 12.43 11.25 Balances with banks (#) -Balance with banks in current accounts 3,660.20 10,945.49 -Deposits for original maturity of less than 3 months 29,474.13 32,690.81 Total 33,146.76 43,647.55 (#) Balance in current accounts includes ₹104.49 lakhs (March 31, 2025: ₹153.64 lakhs) earmarked for unpaid gratuity, ₹1.07 lakhs (March 31, 2025: ₹6.31 lakhs) earmarked for unpaid corporate social responsibility and ₹17.48 lakhs (March 31, 2025: ₹8.01 lakhs) earmarked for unpaid debenture interest. Note 5: Bank balance other than cash and cash equivalents (at amortised cost) Particulars As at March 31, 2026 As at March 31, 2025 Bank balances other than cash and cash equivalents: In deposits with original maturity of more than 3 months 2,050.38 4,231.24 Balance with banks and financial institutions to the extent held as margin money deposits against borrowings and guarantees (Refer note below) - with maturity more than 3 months but less than 12 months 13,123.31 11,910.59 - with maturity more than 12 months 3,958.75 7,551.41 Total 19,132.44 23,693.24 The deposits are under lien as security against term loans from banks and financial Institutions, overdraft facilities, bank guarantee, assets securitised, and secured non convertible debenture etc as below: Particulars As at March 31, 2026 As at March 31, 2025 Term loans from banks and financial Institutions 10,788.77 17,869.73 Overdraft facilities 14.23 13.48 Bank guarantee 29.72 27.47 Collateral against securitisations 6,249.34 1,332.99 Secured non convertible debenture - 218.33 Total 17,082.06 19,462.00
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