25 | Annual Report | 2024-2025 Management’s Profile Manoj Kumar Narayan Nambiar is the Managing Director of Arohan. He has been a Director since October 2012, when he was appointed as the Managing Director of Arohan with effect from October 3, 2012. He holds a Bachelor’s degree in Mechanical Engineering from VJTI and a Master’s degree in Management Studies from JBIMS, University of Bombay, and has tertiary qualifications in Insurance from the Insurance Institute of India. He has also completed the ‘Strategic Leadership in Microfinance’ course from Harvard Business School, USA, “Strategy meets Leadership” course from INSEAD, Fontainebleau, France, “Leading for Impact” from IMD Lausanne, Switzerland, and “Enabling Strategic Impact in the Boardroom” at London Business School, London in February 2024. He has worked with various companies in the fields of business development, consumer banking & finance and microfinance across India and the Middle East. His previous employers include Modi Xerox India Limited, Countrywide Consumer Financial Services Limited, ANZ Grindlays Bank, ABN Amro Bank N.V., National Bank of Oman, Alhamrani Company for Investment in Trade & Ahli Bank. He is the Vice Chairperson of the Group Executive Council at Aavishkaar, and a director on the board of Intellecap & Aavishkaar, the holding company. He has served on the governing board of MFIN, the microfinance sector SRO recognised by the RBI for 8 years from 2013 including as its President from July 2015 to June 2016, as Chairman twice from July 2019 to June 2021 & is also the current Chairperson of the Governing Board of MFIN for 2024/25. He also serves on the Board of Trustees AMFI WB and is also the Lead of the Steering Committee of the 37 MFI lenders in Assam liaising with the state government on the AMFIRS’21, the Microfinance Incentive & Relief Scheme 2021. Milind Nare has been serving as the Chief Financial Officer of Arohan since April 28, 2016. He holds a Bachelor’s degree in Commerce from the University of Bombay and a Master’s degree in Financial Management from Pondicherry University. With over three decades of experience in finance, Mr. Ranjan Das is the Chief Risk Officer and has been associated with the Company since July 1, 2017. He holds a Master’s degree in Business Management from the University of Calcutta. He has over 29 years of experience in the BFSI sector having worked across the country across various product segments. He is responsible for the overall risk management and control, portfolio risk analytics, credit and product policy approvals, large ticket credit risk underwriting, Enterprise Risk Management, Risk Modelling and Information Security Risk Management of the Company. Prior to joining the Company, he has worked with Poonawalla Fincorp Limited (formerly Magma Fincorp Ltd), Citicorp Finance (India) Limited and Indian Container Leasing Company Limited. Anirudh Singh G. Thakur is the Company Secretary and Chief Compliance Officer and has been associated with the Company with effect from October 1, 2017. He holds a Bachelor’s Degree in Science (Electronics) and a Bachelor’s Degree in Law from Nagpur University. He is an Associate Member of the Institute of Company Secretaries of India and has passed the Limited Insolvency Examination conducted by the Insolvency and Bankruptcy Board of India. He has over 29+ years of experience in corporate law, commercial law, compliance corporate legal and litigation. Prior to joining the Company, he worked as a legal consultant and has also worked with India Factoring and Finance Solutions Private Limited, Global Trade Finance Limited, Intelenet Global Services Limited, Premier Auto Electric Limited and Pix Transmissions Limited in their respective Manoj Kumar Narayan Nambiar Milind Ramchandra Nare Anirudh Singh G. Thakur Ranjan Das Nare brings deep expertise and strategic insight to the organisation. At Arohan, he leads the finance function and is responsible for financial management, treasury operations, taxation, and regulatory compliance. He also plays a key role in managing relationships with all external stakeholders. Prior to joining Arohan, Mr. Nare held the position of Chief Financial Officer at India Factoring and Finance Solutions Private Limited. His career also includes significant tenures at Global Trade Finance Limited, The Bombay Dyeing & Manufacturing Company Limited, Pam Pharmaceutical & Allied Machinery Company Private Limited, and L&T Capital Limited. In recognition of his contributions to the financial sector, Mr. Nare was honored with the ‘Best CFO – BFSI (Large Sized Enterprises)’ award for 2020 at the 8th CFO Summit Awards in 2021, organised by the All India Association of Industries.
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