| 16 Annual Report | 2024-2025 NAME CUSTOMER PROFILE LOAN SIZE LOAN TENURE Saral Catering to women residing in low income areas, generally involved in trade & services. INR 25,000 – 1,00,000 24 - 30 months Micro Enterprise Loans Loans to address the working capital needs of small businesses operating out of authorised market places or clusters of shops organised under a trader’s association. Includes predominantly male customers. INR 75,000 - 2,00,000 18 - 36 months CORE PRODUCTS NAME MAXIMUM AMOUNT OF LOAN / CREDIT LIMIT / INSURANCE COVERAGE LOAN TENURE Cross Sell Products Upto value of active Primary Loan Disbursement amount associated with customer, in any given cycle 03-24 months SECONDARY PRODUCTS PRODUCT CATEGORY NAME OF LOAN/PRODUCT MAXIMUM AMOUNT OF LOAN / CREDIT LIMIT / INSURANCE COVERAGE TERM (MONTHS/WEEK) Insurance (offered through tie-ups with certain Indian insurance companies) Term Life Insurance Coverage is equal to loan amount disbursed to customer Loan Term Hospicash INR 1,000/ INR 1,500 per day for normal hospitalisation up to 30 days and INR 2,000/ INR 3,000 per day for ICU hospitalisation up to 20 days in a year Riders include Personal Accident benefit of upto INR 1 Lakh / INR 2 Lakh for permanent full and permanent partial disability, Convalescence benefit of INR 2,000 / INR 3,000 and Telemedicine cover for 5 family members 24 months Shopkeeper Insurance Sum Insured: (Stock – INR 1,25,000/ INR 1,50,000; Content – INR 1,25,000; Burglary – INR 2,50,000/ INR 2,75,000) 24 months Suraksha Kavach( Mediclaim) Sum Insured – INR 50,000, Daily benefit INR 500 daily benefit per day hospitalisation with maximum limit up to 10 days in a year for Borrower & Co-Borrower (floater), Personal accident benefit INR 1 Lakh 24 months Personal Accident Insurance Sum insured INR 1,00,000/ INR 2,00,000 24 months Loans to Small MFIs Term Loans INR 30 Cr. 12 - 36 months OTHER PRODUCTS NAME CUSTOMER PROFILE LOAN SIZE LOAN TENURE ArohanPrivilege Digital Lending Gold Standard Microfinance Customers INR 5,000 - 75,000 05 - 30 months DIFFERENTIATOR SERVICE Growth through the lens of Sustainability
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