237 | Annual Report | 2024-2025 For financial year: 2023-2024 Sl. No. Particulars As on June 30, 2023 As on September 30, 2023 As on December 31, 2023 As on March 31, 2024 Total Unweighted Value (average) (*) Total Weighted Value (average)(**) Total Unweighted Value (average) (*) Total Weighted Value (average)(**) Total Unweighted Value (average) (*) Total Weighted Value (average)(**) Total Unweighted Value (average) (*) Total Weighted Value (average)(**) High Quality Liquid Assets (#) 1 High quality liquid assets (HQLA) (i) Cash balance 88.01 88.01 142.49 142.49 211.04 211.04 24.84 24.84 (ii) Cash on bank 1,561.81 1,561.81 1,122.26 1,122.26 2,080.53 2,080.53 36,021.63 36,021.63 (iii) Un-encumbered demand deposits with scheduled commercial bank 74,402.75 74,402.75 82,799.17 82,799.17 87,144.27 87,144.27 60,466.69 60,466.69 Total high quality liquid assets (HQLA) 76,052.57 76,052.57 84,063.92 84,063.92 89,435.84 89,435.84 96,513.16 96,513.16 Cash Outflows: 2 Deposits (for deposit taking companies) - - - - - - - - 3 Unsecured wholesale funding - - - - - - - - 4 Secured wholesale funding - - - - - - - - 5 Additional requirements, of which (i) Outflows related to derivative exposures and other collateral requirements - - - - - - - - (ii) Outflows related to loss of funding on debt products - - - - - - - - (iii) Credit and liquidity facilities 34,334.96 39,485.20 37,321.79 42,920.06 27,741.13 31,902.30 27,717.60 31,875.24 6 Other contractual funding obligations 7,573.34 8,709.34 10,742.04 12,353.35 8,267.61 9,507.75 10,587.20 12,175.28 7 Other contingent funding obligations - - - - 450.00 517.50 1,500.00 1,725.00 8 Total cash outflows 41,908.30 48,194.55 48,063.83 55,273.41 36,458.74 41,927.55 39,804.80 45,775.52 Cash Inflows: 9 Secured lending - - - - - - - - 10 Inflows from fully performing exposures 36,448.66 27,336.50 38,557.88 28,918.41 42,317.52 31,738.14 47,205.79 35,404.34 11 Other cash inflows 1,457.56 1,093.17 4,237.08 3,177.81 2,079.93 1,559.95 1,851.33 1,388.50 12 Total cash inflows 37,906.22 28,429.67 42,794.96 32,096.22 44,397.45 33,298.09 49,057.12 36,792.84 Total Adjusted Value Total Adjusted Value Total Adjusted Value Total Adjusted Value 13 Total high quality liquid assets (HQLA) 76,052.57 84,063.92 89,435.84 96,513.16 14 Total net outflows 19,764.88 23,177.19 10,481.89 11,443.88 15 Liquidity coverage ratio (%) 385% 363% 853% 843% (*) Unweighted values calculated as outstanding balances maturing or callable within 30 days (for inflows and outflows). (**) Weighted values calculated after the application of respective stress factors on inflow and outflow. (#) HQLA includes cash on hand, Government securities, treasury bills, callable demand deposit and callable fixed deposits with scheduled commercial banks. Qualitative disclosure (a) Intra-period changes as well as changes over time: The details of all four quarter are disclosed above. (b) Composition of HQLAs: The composition of HQLA are disclosed above. (c) Derivative exposures and potential collateral calls: The company has no derivative exposure. (d) Currency mismatch in the LCR: The company has no foreign currency borrowings, hence the currency mismatch in the LCR are not applicable. (e) Other inflows and outflows in the LCR calculation that are not captured in the LCR common template but which the institution considered to be relevant for liquidity profile: All inflows/outflows considered relevant are considered in LCR calculation. Arohan Financial Services Limited Notes to financial statements for the year ended March 31, 2025 (Contd.) (All amounts in ` lakhs unless otherwise stated) Note 55: Disclosures related to Liquidity Coverage Ratio (LCR) pursuant to the RBI Master direction circular RBI/DoR/2023-24/106 DoR.FIN.REC.No.45/03.10.119/2023-24 (cont’d)
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