175 | Annual Report | 2024-2025 Arohan Financial Services Limited Notes to financial statements for the year ended March 31, 2025 (Contd.) (All amounts in ` lakhs unless otherwise stated) Note 21(a): Terms of repayment of debt securities and subordinated liabilities As on March 31, 2025: Repayment Interest rate range Due within 1 year Due within 1 to 2 years Due within 2 to 3 years Due within 3 to 4 years Due after 4 years Total Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount Monthly Up to 9% - - - - - - - - - - - 9% to 12% - - - - - - - - - - - 12% to 15% - - - - - - - - - - - Bi-monthly 9% to 12% - - - - - - - - - - - Quarterly 9% to 12% - - - - - - - - - - - 12% to 15% - - - - - - - - - - - Semi-annually 9% to 12% 1 5,200.00 1 5,200.00 2 10,400.00 - - - - 20,800.00 Bullet 9% to 12% - - - - - - - - - - - 12% to 15% 3 15,000.00 1 2,500.00 2 22,500.00 - - - - 40,000.00 Total 20,200.00 7,700.00 32,900.00 - - 60,800.00 As on March 31, 2024: Repayment Interest rate range Due within 1 year Due within 1 to 2 years Due within 2 to 3 years Due within 3 to 4 years Due after 4 years Total Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount Monthly Up to 9% - - - - - - - - - - - 9% to 12% - - - - - - - - - - - 12% to 15% - - - - - - - - - - - Bi-monthly 9% to 12% 6 4,500.00 - - - - - - - - 4,500.00 Quarterly 9% to 12% - - - - - - - - - - - 12% to 15% - - - - - - - - - - - Semi-annually 9% to 12% - - 1 5,200.00 1 5,200.00 2 10,400.00 - - 20,800.00 12% to 15% 1 3,250.00 - - - - - - 3,250.00 Bullet 12% to 15% - - 3 15,000.00 1 2,500.00 2 22,500.00 - - 40,000.00 Above 15% - - - - - - 1 11,500.00 - - 11,500.00 Total 7,750.00 20,200.00 7,700.00 44,400.00 - 80,050.00 Notes: All the above repayments disclosed as per the contractual maturities of debt securities and subordinate liabilities at gross carrying value. There have been no defaults in repayment of debt securities and subordinate liabilities taken from banks and others. The company has utilised the proceeds from debt securities and subordinated liabilities for the purpose for which it was obtained except temporary deployment pending application of proceeds.
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