163 | Annual Report | 2024-2025 Arohan Financial Services Limited Notes to financial statements for the year ended March 31, 2025 (Contd.) (All amounts in ` lakhs unless otherwise stated) Note 4: Cash and cash equivalents (at amortised cost) As at March 31, 2025 As at March 31, 2024 Cash on hand 11.25 24.84 Balances with banks - Balance with banks in current accounts (#) 10,945.49 36,367.07 - Deposits for original maturity of less than 3 months 32,690.81 57,504.14 Total 43,647.55 93,896.05 (#) Balance in current accounts includes Nil (March 31, 2024: ₹0.06 lakhs) earmarked for unpaid dividend, ₹6.31 lakhs (March 31, 2024: ₹0.15 lakhs) earmarked for unpaid corporate social responsibility, ₹153.64 lakhs (March 31, 2024: ₹341.49 lakhs) earmarked for unpaid gratuity and ₹8.01 lakhs (March 31, 2024: ₹3.74 lakhs) earmarked for unpaid debenture interest. Note 5: Bank balance other than cash and cash equivalents (at amortised cost) As at March 31, 2025 As at March 31, 2024 Bank balances other than cash and cash equivalents: In deposits with original maturity of more than 3 months 4,231.24 2,962.55 Balance with banks and financial institutions to the extent held as margin money deposits against borrowings and guarantees (Refer note below) - with maturity more than 3 months but less than 12 months 11,910.59 13,279.62 - with maturity more than 12 months 7,551.41 16,622.90 Total 23,693.24 32,865.07 The deposits are under lien as security against term loans from banks and financial Institutions, overdraft facilities, bank guarantee, assets securitised, and secured non convertible debenture etc as below: Particulars As at March 31, 2025 As at March 31, 2024 Term loans from banks and financial Institutions 17,869.73 21,305.01 Overdraft facilities 13.48 46.01 Bank guarantee 27.47 25.80 Collateral against securitisations 1,332.99 8,316.68 Secured non convertible debenture 218.33 209.02 Total 19,462.00 29,902.52
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