Arohan Annual Report FY 20-21

MANAGEMENT PROFILE MANOJ KUMAR NARAYAN NAMBIAR Manoj Kumar Nambiar is the Managing Director of Arohan. He has been a Director since October 2012, when he was appointed as the Managing Director of the Company with effect from October 3, 2012. He holds a Bachelor’s degree in Engineering (Mechanical branch) from VJTI Mumbai and a Master’s degree in Management Studies from the University of Bombay. He has also completed the ‘Strategic Leadership in Microfinance’ course from Harvard Business School, USA and he has also successfully completed the Strategem– StrategyMeets Leadership Programme from INSEAD, Fontainebleau, France. He has worked with various companies in the fields of business development, consumer banking and microfinance across India and the Middle East. Previously, he has worked with Xerox India Limited (formerly,Modi XeroxLimited), CountrywideConsumer Financial Services Limited, ANZ Grindlays Bank, ABN Amro Bank N.V., National Bank of Oman, Ahli Bank and with Alhamrani Company for Investment in Trade. He has chaired the governing board of MFIN, the self- regulatory organisation for NBFC-MFIs recognised by the RBI, since 2019, having first joined MFIN’s board in 2013. He was also the President of MFIN in 2015-16 and currently Chairman of MFIN. MILIND RAMCHANDRA NARE Milind Ramchandra Nare is the Chief Financial Officer of Arohan and has been associated with the Company with effect from April 28, 2016. He holds a Bachelor’s degree in Commerce from the University of Bombay and a Master’s degree in Financial Management from Pondicherry University. He is a finance professional with over 22 years of experience in finance. He heads the finance team of Arohan. He has experience in RANJAN DAS Ranjan Das is the Chief Risk Officer of Arohan and has been associated with the Company since July 1, 2017. He is responsible for the overall risk management and control, risk analytics, credit and product policy approvals, credit underwriting and portfolio risk analytics of Arohan. He holds a Master’s degree in Business Management from the University of Calcutta. He has over 20 years of experience in the financial sector. Prior to joining the Company, he has worked with Citicorp Finance (India) Limited, Magma Fincorp Limited and Indian Container Leasing Company Limited. ANIRUDH SINGH G THAKUR Anirudh Singh G. Thakur is the Head – Legal, Compliance and Company Secretary of Arohan and has been associated with the Company with effect from October 1, 2017. He holds a Bachelor’s degree in strategic planning, treasury management, resource mobilization, audit, taxation, regulatory compliance, foreign exchange management, information system control and management information systems. He is responsible for financial management, treasury management, audit and taxation and regulatory compliance, legal and secretarial verticals. His role also includes liaising with all external stakeholders. Prior to joining the Company, he has been the chief financial officer of India Factoring and Finance Solutions Private Limited. He has also worked at Global Trade Finance Limited, The Bombay Dyeing & ManufacturingCompany Limited, PamPharmaceutical & Allied Machinery Company Private Limited and L&T Capital Limited. He was conferred the ‘Best CFO – BFSI (Large sized enterprises)’ award for 2020 at the 8th CFO Summit Awards, 2021 by the All India Association of Industries. Annual Report | 2020-2021 26