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Core Products

Our range of financial products is designed to cater to the diverse needs of our customers. As of September 30, 2020 our financial products for our customers and their terms are as shown below:

Name Customer Profile Loan Size Rate of Interest Loan Tenure
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Saral
Catering to women residing in low income areas, generally involved in trade & services. Icon
INR 10,000 - 50,000
20.10% Icon
12 - 24 months
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Bazaar
Loans to address the working capital needs of small businesses operating out of authorised market places or clusters of shops organised under a traders association. Includes predominantly male customers. Icon
INR 15,000 - 50,000
21.25% Icon
12 - 24 months
SECONDARY PRODUCTS
Name Maximum Amount of Loan /
Credit Limit /
Insurance Coverage
Rate of Interest Loan Tenure
Tatkal Loan INR18,000.00 20.75 12 Months
Sanitation Loan INR15,100.00 22.00 12-24 Months
Cross-Sell Products INR20,000.00 20.75 3-18 Months
 
OTHER PRODUCTS
Product Category Name of Loan/Product Maximum Amount of Loan /
Credit Limit /
Insurance Coverage
Interest Rate(%) Term(Months/Week)
Insurance (offered through tie-ups with certain Indian insurance companies) Term Life Insurance Coverage is equal to loan amount disbursed to customer NA Loan Term + 2 Months
Insurance (offered through tie-ups with certain Indian insurance companies) Health Insurance (including COVID-19 policies) ₹500.00/ ₹1,000.00/ ₹1,500.00 per day for normal hospitalisation up to 30 days and ₹1,000.00/ ₹2,000.00/ ₹3,000.00 day for ICU hospitalisation up to 20 days in a year
Riders include Critical Illness benefit of ₹50,000.00 and Personal Accident benefit of ₹100,000.00 or ₹200,000.00
NA 12/24 Months
Insurance (offered through tie-ups with certain Indian insurance companies) Health Insurance (including COVID-19 policies) ₹25,000.00 base policy cash benefit for hospitalisation due to COVID-19 NA 12 Months
Loans to Small MFIs Term Loans ₹250,00 million Variable 12-36 Months

Get In Touch


PTI Building, 4th Floor,
DP-9, Sector V, Salt Lake,
Kolkata 700 091

Phone: +91 33 40156000

We would love to get in touch with you and send you exclusive offers, information and newsletters by email, post, SMS, phone and other electronic means. We'll always treat your personal details with the utmost care and will never share them with other companies for marketing purposes.

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